In October 2013, I wrote the first post on this blog. I had hit Rock Bottom, rather hard, and in the early stages of the journey Out of Debt, I got company from Guilt and Shame, keeping me from reaching out to or confiding in the people closest to me, but offering me an anonymous platform here.
Apart from a very select group of “real life” friends, I soon learned there was no need to feel lonely: not only did I learn I was far from the only one who’d – for whatever reason – dealt with debt, but I found interesting reads and guidance through the tunnel of which I thought the light was switched off.
Today, I’m still in debt, but the +84K I was facing a little under two years ago, has almost been reduced in half, and I’m still aggressively paying back what is left. More importantly – and more than ever – I know the day will come that there’s no debt left, and that day has become a very real target.
I turned from an emotional spender, addicted to brands and all things fancy, to someone who finds joy in very small and simple things. Don’t get me wrong, I long for the day where I can purchase nice things again, but when that day comes, I’ll know I can buy them. I’ll know that I’ve paid rent and all my bills, that I’ve put money towards savings and an Emergency Fund. I’ll know I’ve looked after retirement and insurances. I’ll know that I’ve done well.
I haven’t been able to keep up with writing here, for the fortunate reason that I have a job that I love. But on a more personal note, because I feel this blog has served its purpose to me, and I want a final cut with the life that once was, in honor to celebrate the life ahead of me.
I do have a new 365 days project up and running, though – with less writing and less focus on money, but nevertheless a journey. You can find at www.chasingdreamsandapples.wordpress.com, and learn a different perspective on my life. You can also follow me on Instagram: debby_1979.
I hope to see you there.
For now, on here, this is goodbye. Thank you so much for reading – and for posting your own tales, stories and adventures out of debt. Along the way, I got to “know” many of you, some in person, some just virtually – but all of you so supportive – and I can’t thank you enough for that.
And take it from someone who, at some point, thought it was hopeless: it isn’t. There’s a way out of debt – it’s not easy. It’s very hard at times…
But – my God – is it worth it.
All my love,